Almost every prop firm pays you one way. You make money, you split it, and a flat month pays nothing at all.
Lark Funding built a second income line into the product. Once you are a funded Lark trader, there is a monthly base on top of the performance split, and it pays out even in a month where your account went nowhere.
That is the thing worth understanding about this firm, because nothing else about it makes sense until you do.
Key Takeaways: Three routes to funding, an 80% performance split, bi-weekly payouts through Riseworks, no consistency rules, no minimum trading days, static drawdowns, and a monthly base on funded accounts.
The Base Is the Whole Idea
Lark calls it the Lark Base, and it works as a monthly payment separate from your profit split.
The published mechanic is a 0.5% monthly base, with the firm describing base rewards reaching up to $1,000 a month on larger accounts.
To collect it you keep your drawdown above minus 3.5% and log three positive trading days of at least 0.5% gain each.
Read that carefully, because it is the interesting bit. You are not being paid for a big month.
You are being paid for turning up, staying inside your risk and putting three modest green days on the board. A trader who grinds sideways still gets paid, which is close to unheard of in this industry.
The performance split then sits on top at 80% of simulated gains generated above your base.
Three Ways In
The account menu covers three different appetites, all sized from $10,000 to $200,000.
- 1-Step is the flagship. A single evaluation phase with a 10% gain target, and it comes with up to three free Smart Resets, which the firm frames as up to four attempts for the price of one. The catch is a fair one: you have to surrender the account before hitting 5% drawdown to qualify.
- 3-Step spreads the assessment over three phases, with resets discounted 75% rather than free.
- Instant skips evaluation entirely and puts you straight onto a funded account.
On a $10,000 1-Step account the published numbers are a $1,000 gain target, a $700 maximum drawdown, a $500 daily loss limit, zero minimum trading days, an unlimited trading period and simulated leverage of 30:1.
Once funded, the target disappears, the drawdowns stay the same, and the 80% split plus bi-weekly payouts begin.
What Is Not There
The absences matter as much as the features, and Lark makes a point of them.
- No consistency rules. Nothing stops one strong day carrying your month.
- No minimum trading days. Pass when you pass.
- No news restrictions. High-impact releases are tradable without limitation, which rules out an entire category of accidental breach.
- Static drawdowns. Your floor is anchored rather than trailing up behind a good run, which is the more forgiving of the two structures and the one most traders prefer.
- No time limit. The trading period is unlimited on the 1-Step.
Any one of those is a selling point. Having all five in one rule set removes most of the ways a disciplined trader loses an account to paperwork rather than to the market.
The Career Bundle
Lark packages several extras into what it calls the Career Bundle, and it lists what each would otherwise cost.
Unlimited Base Fee Access is valued at $50, the Smart Reset Guarantee at $200, an AI Trading Journal and Coach at $300, and a Career Advisor at $1,000, with a one-time fee of $200 attached and a stated total value of $1,650.
The AI journal is the piece most likely to get used day to day. You describe a trade in plain language, something like “EURUSD Long win 1,560“, and it creates the journal entry for you, then reports back on strengths and weak spots.
There is also an advisor that flags moments worth acting on, such as prompting you to consider a payout when you are up.
Around that sit a free academy with a career masterclass and technical analysis course, weekly live webinars, an economic calendar, custom live metrics on every account, and competitions that award free challenge accounts.
Payouts
Bi-weekly, twice a month, paid into a Riseworks account.
On speed, Lark publishes two different figures in two places: a 4-hour average payout time in one section and payouts arriving within 6 hours of request in another.
Both are fast by industry standards, and the honest read is that it is same-day rather than a precise number.
There is a similar wrinkle on the split. The account tables show 80%, while a headline elsewhere on the site advertises up to 90%.
Take 80% as the figure you are buying and treat anything above it as something to confirm with support before you count on it.
The Company
Lark Funding traces its start to July 2022, founded by a trader named Matt after five years of dealing with time-limited challenges he considered unfair.
The firm says it serves more than 10,000 traders across a long list of countries and has been paying on time for over four years.
One claim deserves a note. The site headlines that traders there are 87% more likely to get paid, marked with an asterisk and described as a higher net payout rate against traditional CFD benchmarks.
That is the firm’s own comparison rather than an independent measurement, so treat it as a marketing figure.
Support runs through Discord, a helpdesk and a personal Challenge Concierge that walks new traders through setup and risk.
Who It Suits
- A strong fit if you want predictable income rather than lottery-ticket months. The base plus split structure is genuinely different, and it rewards consistency over heroics.
- Also good if you have blown accounts on technicalities. No consistency rule, no minimum days, no news restriction and a static drawdown together remove most of the trip hazards.
- Worth a look if you have failed a first attempt elsewhere, because up to three free Smart Resets on the 1-Step is among the more forgiving retry policies available.
The trade-off is that the base comes with its own conditions, drawdown above minus 3.5% and three qualifying days, so it is earned rather than automatic. That is reasonable for what it is.
Frequently Asked Questions
What Is The Lark Base?
A monthly payment on funded accounts, published as a 0.5% monthly base with rewards reaching up to $1,000 a month.
To qualify you keep drawdown above minus 3.5% and log three positive trading days of 0.5% or more.
What Is The Profit Split At Lark Funding?
The account tables show 80% on funded accounts, paid on simulated gains above your base.
A separate headline advertises up to 90%, so confirm which applies to your account before relying on it.
How Often Does Lark Funding Pay Out?
Bi-weekly, twice per month, into a Riseworks account.
The site quotes payout speeds of roughly four to six hours from request.
Does Lark Funding Have Consistency Rules?
No.
It publishes no consistency rule, no minimum trading days, no minimum profitable days and no news trading restrictions, and it uses static rather than trailing drawdowns.
What Is The Smart Reset Guarantee?
Free resets on 1-Step accounts, up to three of them, giving up to four attempts for one fee, provided you surrender the account before reaching 5% drawdown.
On 3-Step accounts resets are discounted by 75%.
What Account Sizes Does Lark Funding Offer?
From $10,000 up to $200,000, available across the Instant, 1-Step and 3-Step routes.